Business Compliance Associates
Compliance and financial operations for alternative gaming, startups, and growing businesses.
We are the specialists behind sweepstakes, skill games, daily fantasy, prediction markets, and high-risk fintech, and the same team that handles startup consulting, tax strategy, entity formation, and the regulatory intelligence businesses rely on. One firm, from your riskiest compliance question to your year-end books.
Wherever you fit, you are in the right place
Pick your path, or just call us.
Alternative gaming operators
Sweepstakes, skill, DFS, prediction markets, and high-risk fintech. Technical certification, bank underwriting, managed AMOE, AML, and the books behind it.
Startups & small businesses
Still here for you. Startup consulting and coaching, entity formation, tax strategy, and bookkeeping and accounting, the same practice you have always known.
Here for the news & updates
The same IRS, Treasury, state-agency, and industry coverage and infographics you follow. Kept live, organized, and easy to browse.
Gaming and high-risk compliance
The compliance and financial work behind a defensible platform
Legal counsel writes the opinion and a lab issues a certificate. BCA runs the work that follows, and keeps running it.
Technical & geolocation certification
Geofencing, VPN and proxy review, prohibited-state exclusion, and underwriting assurance packets for high-risk acquirers.
Sponsor bank & underwriting packets
Bank-ready documentation to obtain and keep sponsor bank, FBO, and payment processor approval.
AML & BSA program architecture
Risk-based AML and CFT frameworks, due diligence, monitoring thresholds, and OFAC screening for your model.
What sets BCA apart
Four capabilities that set BCA apart
Depth and integration few single-function vendors offer, and why operators and the payment providers that serve them keep BCA on retainer.
Managed AMOE processing
Mail receipt, imaging, OCR, indexing, entry allocation, notification, and reporting.
Gateway & dual-currency bookkeeping
Multi-gateway reconciliation, token segregation, and prize-reserve tracking.
Multi-state SALT for digital goods
Economic-nexus analysis and taxability mapping for virtual currency and in-game purchases.
Money transmitter licensing
Federal MSB and 51-jurisdiction state money-transmitter research and licensing readiness for operators and the payment providers that serve them.
Business, startup & tax
The everyday practice, still here
The work that built BCA has not gone anywhere. It sits alongside the gaming practice, for the businesses and owners who count on it.
BCA is led by Mark Munger, founder and principal. Mark brings more than 35 years of business, accounting-systems, and regulatory experience, including service on the Audit and Compliance Committee of a publicly traded company and senior consulting work for a national gaming regulator. Read more on our About Us page.
Tax strategy
Planning for owners and businesses, coordinated with licensed tax professionals.
The operating triad
One relationship across legal, technical, and financial
Most operators stitch together a law firm, a testing lab, an AML consultant, and a bookkeeper who does not understand dual-currency ledgers. BCA is the operational hub that runs the technical, financial, and compliance work and coordinates licensed counsel and independent testing where a matter calls for it.
Industry and regulatory intelligence
The same coverage you come back for
Our IRS, Treasury, state-agency, and gaming coverage and infographics stay live and organized. If you come only for this, you are still in the right place.
IRS AEP 2026: Automatic Penalty Relief and the Reasonable-Cause Tradeoff
Read more: IRS AEP 2026: Automatic Penalty Relief and the Reasonable-Cause TradeoffThe IRS Automatic Exemption from Penalty program can prevent certain filing, payment, and deposit penalties from being assessed for eligible taxpayers. Here is what small…
Hiring Seasonal or Part-Time Help? Do the Payroll Setup Before the First Shift.
Read more: Hiring Seasonal or Part-Time Help? Do the Payroll Setup Before the First Shift.IRS used the start of July to remind businesses that seasonal and part-time hiring still comes with payroll work. That point sounds basic until a…
Hobby or Business? The IRS Nine-Factor Test, and Why the Answer Costs More Through 2025
Read more: Hobby or Business? The IRS Nine-Factor Test, and Why the Answer Costs More Through 2025Plenty of people earn a little money from something they enjoy. Selling on the side, flipping collectibles, renting out gear, monetizing a channel. The IRS…
Client feedback
What our clients say
BCA and our consultants have helped thousands of business owners and operators. Talk to us about your needs and what we can do for you.
JB, Las Vegas
Entertainer
“BCA helped us catch compliance issues we didn’t even know we had. Their team gave us clear, actionable advice and connected us with the right professionals.”
ST, Las Vegas
Entrepreneur, Business Owner
“BCA listened to what I wanted to do and guided me through creating my business and putting in place tax strategies to save me money.”
Talk to the team that runs the work
Whether you operate a gaming platform or run a growing business, one call scopes what a clean compliance and financial operation looks like for you.
Give us a call
Send us a message
Office location
304 S Jones, Las Vegas, NV 89107